Carol Friedland, Kleinpeter, Shelly
One of the strengths of the FORTIFIED program is the requirement that each property be verified by a trained, independent, third-party FORTIFIED Evaluator. Every FORTIFIED Home project must have a certified FORTIFIED Evaluator involved to collect the needed data and submit the project to the Insurance Institute for Business and Home Safety (IBHS) for designation.
FORTIFIED Evaluators provide critical, mandatory compliance verification services and are the only professionals who can help a homeowner with the process to earn a FORTIFIED designation for their property.
All FORTIFIED Evaluators charge for their time, but their fee structure varies. Most evaluators have a set fee for each designation level; however, their price can be affected by factors such as the size of the property, complexity of the structure or roof, construction type, building code or extended travel requirements. It is recommended to contact two to three evaluators to obtain quotes before selecting your evaluator.
All designations are valid for five years. Redesignating the home is a simple process, and usually the entire evaluation can be completed from outside the home. During a redesignation, a FORTIFIED Evaluator will look for changes to the exterior of the home and the condition of the roof. A redesignation is not automatic and some actions risk making the home ineligible.
An evaluator should always be consulted before any work is done to the exterior of a FORTIFIED home. Examples include building an addition, enclosing a porch, adding or modifying doors or windows, or adding a carport. Any work done to the roof, including repairs, adding solar panels and reroofing, must have an evaluator involved. FORTIFIED homeowners considering this type of work on their home should consult a FORTIFIED Evaluator.