Managing in Tough Times provides helpful information for families experiencing a disaster, such as how to manage family finances, keep the family strong and stay healthy. Topics include financial survival tips, getting the most from what you have, what bills to pay first, making meaning our of adversity, helping children cope with crisis, keys to coping with stress and cutting food costs.
Think about the way you spend your money and manage your resources. In tough times it is especially important to find ways to substitute time, skills and effort for spending. Many money saving tips are listed in this fact sheet. You’ll be surprised how simple and painless they are.
When you do not have enough money to cover your family’s basic living expenses and pay all your creditors, you face some difficult financial decisions.
When an individual or family faces reduced income, it's critical to take immediate action to stop all excess spending. Whether your situation is temporary or extended, you need to get the most for your money.
Losing a job can be emotional, stressful and financially devastating. It does not matter if you are male or female, married or single, young or old, experiencing job loss is very difficult for individuals and families. Use these financial survival tips for tough times.
Frequently asked questions (FAQs) about seafood from the Gulf and the oil spill
Understanding what you are feeling can help you to begin to cope. Grief is a human response and is inescapable. Understanding the stages of grief, giving in to them and going through them, are keys to getting past the disaster and moving forward.
Humor doesn’t just help the medicine go down; it can often be the medicine! Have you ever found yourself in a really sad situation yet you are laughing so hard you are almost crying? Here are some tips for using humor as a coping strategy.
During these tough economic times, many families are concerned about rising food costs. Here are some tips on how to stretch your food dollars through meal planning.
Children learn their responses to loss and how they will cope from their families. Following a disaster, children's views view of the world as a safe and predictable place is temporarily lost. They may be afraid another crisis is likely to occur and that they or their family will be injured or killed. It helps to remind children they are safe.
When you can’t find your way out of a crisis, turning to family and reconnecting to them can sometimes be the best strategy for managing anxiety.
Almost everyone is feeling the crunch on their monthly budgets these days. Being thrifty is important when you need to watch your food dollars. With a little planning and smart shopping, you will be able to keep more money in your pocket. Here are some tips on how to plan, shop and buy foods on a budget.
Many of us do not get as much from our food dollars as we could. Using coupons, however, often can save several dollars a week on groceries. To get the most from your coupons, try these ideas.
Topics Include: What’s in Your Problem-solving “Tackle Box”?, Knee Deep in Debt? What Can You Do? and Don’t Skip Breakfast. (English and Vietnamese Versions)
Topics Include: How Strong Louisiana Families Survive Disaster, Exercise Has Many Benefits, Good Nutrition for Women and Dealing with Debt Collectors. (English and Vietnamese Versions)
Topics Include: How to Talk to Creditors and Don’t Let Your Anger Control You. (English and Vietnamese Versions)
Topics Include: Elderly Need Help Coping After Disaster, Keep Food Safe to Eat, Do You Have Negative Information on Your Credit Report? and Build an Emergency Fund. (English and Vietnamese Versions)
Topics Include: How Do You Know If Your Child Is Experiencing Stress?, Deciding Which Bills to Pay First and Foods for Young Children. (English and Vietnamese Versions)
Topics Include: Tips for Surviving a Layoff, Strategies for Preventing Domestic Violence During Times of Stress and Achieving and Maintaining a Healthy Weight. (English and Vietnamese Versions)
Complete English publication translated to Vietnamese.
When you are on the go, eating healthy isn’t always easy. Learning to make the best food choices with limited time is key to a healthy lifestyle.
In times of crisis, volunteers may be essential in supporting the work of medical and mental health providers. Ethically, it is essential that helpers understand and act within the limits of their knowledge and skill base.
One of the coping strategies families identify as helpful for returning back to “normalcy” after a crisis or disaster is a return to family traditions. Family traditions and rituals have been shown to help strengthen families – both the individual members and the family as a whole – in good times and in bad.
When you’re under stress, one of your best defenses is good health. To keep your body healthy, a well-balanced diet and a regular program of exercise are essential.
Grocery shopping can be a real challenge, especially if you are on a limited budget. Food expenses are a flexible budget item, and you can reduce the costs when money is tight. By planning ahead and managing your money wisely, you can still serve meals that are appetizing, easily prepared and nutritious.