The long-term disability insurance program underwritten by UnitedHealthcare provides affordable financial protection against a disabling illness or injury. UnitedHealthcare Customer Service: 1.888.299.2070, Policy #303972
Major Points of the Program
Eligibility for Enrollment
Employees appointed for more than 120 days and 75% of full-time or greater are eligible for enrollment.
Effective Date of Coverage
Calculation Method for Monthly Rates and Examples
Premium rates are .482% of income deducted from each paycheck which uses a replacement rate of 60% of income. Examples are: |
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Monthly Salary |
Monthly Premium |
|
$2,000 |
$9.64 |
|
$2,500 |
$12.05 |
|
$3,000 |
$14.46 |
|
$3,500 |
$16.87 |
|
$4,000 |
$19.28 |
Forms