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An insurance program paid by the employer and designed to protect employees from loss of income due to injuries sustained in the scope of their employment.
This booklet contains a brief, general explanation of the major benefits offered to eligible employees of the LSU Agricultural Center. The information contained in this general explanation is not all-inclusive and is subject to change at any time. Click on the image to view the booklet.
Two group-term life insurance programs offered to eligible employees
Optional medical coverage is provided under the Louisiana State Employees Group Benefits Program umbrella and available to eligible employees. This section provides a breakdown of each option available.
New in 2015 - Critical Illness Benefit
Two dental plans are offered through Ameritus for eligible employees. This section provides rates and levels of coverage available.
The Vision Plan is a primary vision care benefit and is intended to cover only eye examinations and corrective eyewear.
Health Insurance - Optional medical coverage is provided under the Office of Group Benefits Program umbrella and available to eligible employees. This section provides a breakdown of each option available including rates and a comparison of plan benefits.
Benefits are provided when the type of care required involves assistance with the activities of daily living due to an accident, illness or advancing age.
Tax savings plan based on participation in the Premium Only Plan and/or the Spending Account Plan.
This program provides employees and/or their immediate family members with easy access to confidential assistance for personal and work-related problems which can affect their lives.
This section outlines the eligibility requirements and guidelines for enrollment in job-related courses and receiving tuition exemptions.
This insurance is designed to protect your finances by helping you pay for those unexpected costs associated with an accidental injury.
This section explains what is covered under FMLA, the eligibility requirements and the documentation required.
Information on voluntary participation in the tax-sheltered annuity programs offered to AgCenter employees.
Listing of approved companies for supplemental retirement accounts along with representative contact information
This section provides charts listing amounts of leave accrued based on years of service and type of appointment.
When directed from Workday, this page will help an employee to complete any necessary insurance forms as a part of application for enrollment.
Participation in a retirement program is required of all employees with few exceptions. This page gives an overview of the retirement option
This section covers the savings program created by the State of Louisiana to help residents save for their children's postsecondary education.
This article provides information relative to Medicare coverage.
Click here to view information regarding group accident insurance which provides 24-hour, 365 day coverage against accidents at work, at home and while traveling anywhere in the world.
An organized list of commonly asked questions - with their answers - about the Flexible Benefit Tax Saver Plan.
Forms and information applicable to the ORP retirement process.
Information for those thinking about retirement under the TRSL system.
Information and links for those thinking about retirement while participating in or after their DROP period.
Below you will find links to necessary forms for retirement.Application for Retirement with Initial Benefit Option (Form 6-1A) Additional documents may be necessary.
Main page for LASERS plan members retiring soon with links to options and forms needed.
Forms and information for those choosing the LASERS regular service retirement option, never having participated in DROP and not electing the IBO.
If you are considering retirement, please contact the HRM office to get an estimate of retirement income, discuss insurance options and other concerns. To retire, the following documents are necessary: Service Retirement: Application for Immediate Retirement (SF 2801) TRSL-SB: Application for Service Retirement (Form 11A) Write at the top of the form, "SUPPLEMENTAL BENEFITS - ACT 115 OF 1999" Note - Complete the TRSL-SB only if eligible for and electing the TRSL-SB at time of CSRS retirement. __________________________________________________ Additional Documents Necessary to Complete the Entire Retirement Application Package : W-4P Direct Deposit Authorization (if electing the TRSL-SB) Copies of Social Security Cards for Member and Beneficiary Copies of Birth Certificates for Member and Beneficiary Copy of Divorce Decree or Death Certificate, If Applicable Copy of Marriage Certificate ___________________________________________________ Other Information CSRS Retirement Informational Brochure Guide for TRSL Retirees Initial Lump Sum Benefit - TRSL Special Tax Notice - TRSL Withdrawing from ILSB Account Withdrawing from TSP after Federal Service - please visit their website.
ORP - Optional Retirement PlanIn addition to the Retirement Incentive Program Application Form, you will need to complete and submit the following to the HRM Office no later than the close of business September 10, 2015.ORP Retirement with Resignation Form ___________________________________________________ Other Information: Please Note: ORP RETIREES WITH INSURANCE BENEFITS WILL NEED TO CONTACT THE HRM OFFICE to ensure that there is no lapse in coverage that they may wish to continue into retirement. Current Insurance Rates , Vesting Schedule Continuation of Benefits:Once retirement applications have been submitted, your current benefit/insurance deductions will be listed and you'll make decisions about which insurance you want to keep, port or cancel. Additional paperwork will be needed for those decisions and will be handled on an individual basis.
CSRS - Civil Service Retirement System In addition to the Retirement Incentive Program Application Form, you will need to complete and submit the following to the HRM Office no later than the close of business September 10, 2015. Service Retirement: Application for Immediate Retirement (SF 2801) TRSL-SB: Application for Service Retirement (Form 11A) and Direct Deposit (Form 15D) Note - Complete the TRSL-SB only if eligible for and electing the TRSL-SB at time of CSRS retirement. __________________________________________________ Additional Documents Necessary to Complete the Entire Retirement Application Package : W-4P Copies of Social Security Cards for Member and Beneficiary Copies of Birth Certificates for Member and Beneficiary Copy of Divorce Decree or Death Certificate, If Applicable Copy of Marriage Certificate ___________________________________________________ Other Information: Current Insurance Rates, Vesting Schedule CSRS Frequently Asked QuestionsCSRS Retirement Informational Brochure Guide for TRSL Retirees Initial Lump Sum Benefit - TRSL Return to Work Brochure - TRSL Special Tax Notice - TRSL Withdrawing from ILSB Account If you have the Thrift Savings Plan, (TSP) visit their "Separating From Government Service" website. Information Necessary for Federal Estimate Federal Estimate Calculator TRSL-SB Retirement Benefit Options CSRS Retirement Benefit CalculatorContinuation of Benefits:Once retirement applications have been submitted, your current benefit/insurance deductions will be listed and you'll make decisions about which insurance you want to keep, port or cancel. Additional paperwork will be needed for those decisions and will be handled on an individual basis.
LASERS Employees In or After DROP:In addition to the Retirement Incentive Program Application Form, you will need to complete and submit the following to the HRM Office no later than the close of business September 10, 2015. Certification at End of Employment (Form 9-2) __________________________________________________ Additional Documents Necessary to Complete the Entire Retirement Application Package: Spousal Consent Form (if necessary) W-4P Direct Deposit Authorization Copies of Social Security Cards for Member and Beneficiary (if not previously submitted) Copies of Birth Certificates for Member and Beneficiary (if not previously submitted) Certified Copy of Divorce Decree or copy of Death Certificate, If Applicable, if not previously submitted ___________________________________________________ Other Information: Current Insurance Rates, Vesting Schedule LASERS Benefit Estimate Calculator Tool (If you have an account set up, you can log in and access the tool. If you have not yet set up an account, you can do so at this link.) Funded and Unfunded Service CalculatorContinuation of Benefits:Once retirement applications have been submitted, your current benefit/insurance deductions will be listed and you'll make decisions about which insurance you want to keep, port or cancel. Additional paperwork will be needed for those decisions and will be handled on an individual basis.
Retirement Incentive Information for LASERS Service Retirement with IBO.
Retirement Incentive Information for LASERS Service Retirement, No IBO option.
Retirement Incentive Information for TRSL In or After DROP Retirements.
Retirement Incentive Information for LASERS Retirements
Retirement Incentive Information for TRSL Retirements
Retirement Incentive Information for TRSL Service Retirements.
Informational resource for incentive-eligible employees.
Employee resource for all things Wellness-related.
Links to the website contracted by theLSU System and AgCenter to assist employees with moving needs and other related relocation services.
This section explains the coverage available to eligible employees for affordable financial protection against a disabling illness or injury.
This page will list multiple links to websites that contain information regarding caring for the elderly or disable.
Information on the "Lunch and Learn" workshops being offered by the AgCenter.
This page will contain information about the LASERS Retirement Plan.
CSRS is a "defined benefit" plan wherein the employee and employer make contributions into a "pool" of funds from which members receive a retirement income based on a benefit formula. No new enrollments are available. Allows for current member participation only.Overview Employee contribution is 7%. The formula for maximum retirement benefits is the total of the following three-part computation: 1 1/2% X High-3 Year Average Salary X first 5 years of creditable service 1 3/4% X High-3 Year Average Salary X next 5 years of creditable service 2% X High-3 Year Average Salary X Remaining Years of creditable years Minimum eligibility requirements for regular retirement are: Age 62 and 5 years of creditable civilian service, or Age 55 and 30 years of creditable service, including 5 years of civilian service, or Age 60 and 20 years of creditable service, including 5 years of civilian service. Vested after 5 years of service Handbooks/Brochures/PublicationsFor a broader explanation of benefits please view the following documents: CSRS Handbook - This handbook was developed by the AgCenter HRM Office. It includes details of the Federal CSRS plus an explanation of the supplemental benefits provided by the Teachers' Retirement System of Louisiana (TRSL Supplement). CSRS Fact Sheets - This link will take you to a website with a list of publications provided by the U.S. Office of Personnel Management. Important Note: As you view these fact sheets, please remember that any references made to the Federal Employees' Health and/or Life Insurance benefits do not apply to employees of the AgCenter. Benefits for AgCenter employees are only those offered by the LSU System.
To view information on insurance and retirement plans, click on a specific topic and you will be directed to that page on the HRM website. Insurance Plans Retirement Plans The following section provides the appropriate contacts and/or forms required when a retiree has an address change or a change in family status which affects insurance and/or retirement benefits. It also includes a section on returning to work after retirement. Click on a link to go directly to that section: Address Changes Beneficiary Changes Benefit Changes as a Result of a Change in Family Status: Death of an LSU Retiree Death of a Spouse or Dependent Dependent No Longer Eligible Divorce Marriage Return to Work After Retirement Address Changes Insurance - In order to change your address on your records with LSU and all insurance programs, you must submit a letter requesting the address change. The letter must include your name, social security number, new address and must include your signature. Mail the letter to: Human Resource Management OfficeLSU Agricultural Center103 J. Norman Efferson Hall110 LSU Union SquareBaton Rouge, LA 70803 Retirement - An address change form for the individual retirement system must be completed and forward directly to the appropriate retirement system. Listed below are links to the address change forms and the retirement systems' mailing address: Federal Civil Service Retirement System (CSRS) - Address changes are made online. Use this link to go directly to the CSRS website. Louisiana State Employee's Retirement System (LASERS) Address Change Form Mailing Address: P.O. Box 44213, Baton Rouge, LA , 70804-4213 Visit the LASERS website for additional information. Optional Retirement Plan - visit the website for your individual carrier to report any changes: AIG VALIC VOYA (formerly ING) TIAA-CREF Social Security - Address changes may be done online using this link. Teachers' Retirement System of Louisiana (TRSL) Address Change Form Mailing Address: P.O. Box 94123, Baton Rouge, LA, 70804-9123 Visit the TRSL website for additional information. [Return to Top] Beneficiary ChangesIn the event of marriage, divorce, or death of a spouse/dependent, you may want to consider changing your beneficiary on any life insurance policies. Please contact the AgCenter HRM Office at (225) 578-2258 for the appropriate forms.[Return to Top] Benefit Changes as a Result of a Change in Family Status Death of an LSU Retiree - Surviving Spouse/Dependent Health Coverage - A surviving spouse or dependent of a deceased LSU retiree who had health insurance coverage may be eligible to continue this coverage. Contact the AgCenter HRM Office at (225) 578-2258 to determine eligibility. Notify the office within 30 days of the death of the retiree. Surviving spouses and/or dependents will have 60 days to decide if they wish to continue coverage. The appropriate form to file for life insurance will be sent to you, if covered. A certified death certificate will be required, so one should be requested as soon as possible. Ask about changing your beneficiary on life insurance policies. Notify the appropriate retirement system immediately: CSRS (1-888-767-6738) LASERS (1-800-256-3000 or 225-922-0600) ORP AIG-VALIC (225-931-9090) ING-AETNA (225-766-8711) TIAA-CREF (1-800-842-2006) Social Security (1-800-772-1213) TRSL (1-877-275-8775 or 225-925-6446) [Return to Top] Death of a Spouse or Dependent - Notify the AgCenter HRM Office at (225) 578-2258 as soon as possible. Notifying this office within 30 days will allow the reduced insurance premium, if applicable, to be effective at the earliest possible date. Complete the following forms (if enrolled) and return to the AgCenter HRM Office, 103 J. Norman Efferson Hall, 110 LSU Union Square, Baton Rouge, LA, 70803: GB-01 - Health Plans and/or Group Benefits Life (Prudential) Form used for Dental and Vision Changes The appropriate form to file for life insurance will be sent, if covered. A certified death certificate will be required, so one should be requested as soon as possible. Ask about changing your beneficiary on life insurance policies. Notify the appropriate retirement system immediately: CSRS (1-888-767-6738) LASERS (1-800-256-3000 or 225-922-0600) ORP AIG-VALIC (225-931-9090) ING-AETNA (225-766-8711) TIAA-CREF (1-800-842-2006) Social Security (1-800-772-1213) TRSL (1-877-275-8775 or 225-925-6446) [Return to Top] Dependent No Longer Eligible - A dependent child will no longer be eligible for coverage when the child reaches age 26. You should notify the AgCenter HRM Office (225-578-2258) within thirty days of your dependent becoming ineligible to continue benefit coverages. Timely notification will allow your child to be offered COBRA continuation benefits as soon as eligible. Coverage may be canceled at any time by completing the following forms, if enrolled, and returning to the AgCenter HRM Office, 103 J. Norman Efferson Hall, 110 LSU Union Square, Baton Rouge, LA, 70803: GB-01 Form - Health Plans and/or Group Benefits Life (Prudential) Form used for Dental and Vision Changes [Return to Top] Divorce - As soon as your divorce is final, you should notify the AgCenter HRM Office within thirty days to remove your ex-spouse from your benefit plans. Timely notification will allow your ex-spouse to be offered COBRA continuation benefits as soon as eligible. The following forms, if enrolled, must be completed and returned within thirty days to the AgCenter HRM Office, 103 J. Norman Efferson Hall, 110 LSU Union Square, Baton Rouge, LA, 70803: GB-01 Form - Health Plans and/or Group Benefits Life (Prudential) Form used for Dental and Vision Changes Ask about changing your beneficiary on life insurance policies. [Return to Top] Marriage - If you wish to add your spouse to your insurance policies, you must do so within thirty days from your date of marriage in order for coverage to be effective retroactively to the date of marriage. If you wait more than thirty days, your spouse will be treated as a late applicant and must prove evidence of insurability. The following forms (as well as a copy of the marriage certificate), if enrolled, must be completed and returned within thirty days to the AgCenter HRM Office, 103 J. Norman Efferson Hall, 110 LSU Union Square, Baton Rouge, LA, 70803: GB-01 Form - Health Plans and/or Group Benefits Life (Prudential) Form used for Dental and Vision Changes Ask about changing your beneficiary on life insurance policies. [Return to Top] Returning to Work (Re-employed Retiree)There are many different factors, including the retirement system from which an individual is retired, which determine how and when a retiree may be re-employed. You should contact the AgCenter Human Resource Management Office at (225) 578-2258 to discuss your particular situation.
An overview of the retirement plan generally available to temporary and regular part-time Academic, Non-Classified and Classified employees.
Overview of the retirement plan available to Academic & Non-Classified employees.
TRSL is a "defined benefit" plan wherein the employee and employer make contributions into a "pool" of funds from which members receive a retirement income based on a benefit formula. To view the enrollment eligibility requirements and exceptions, click here for the Retirement Plan Options Chart.Thinking of retirement? Clicke HERE for more information. Overview Employee contribution is 8% The formula for maximum retirement benefits is 2% or 2.5% times years of creditable service (with certain provisions for converting unused leave to service credit) times the employee's highest thirty-six successive months average salary (60 successive months for those that joined TRSL on or after 01/01/2011). Minimum eligibility requirements to retire and the formula percentages are: Membership before July 1, 1999: 5 years at age 60 (2%) Any age with 20 years, excluding military service purchased after 9/10/82 (2%) Age 65 with 20 years, excluding military service (2.5%) Age 55 with 25 years Any age with 30 years Membership between July 1, 1999 and December 31, 2010 Age 60 with five years, excluding military service purchased after 9/10/82 (2.5%) Any age with 20 years, excluding military service purchased after 9/10/82 with an actuarial reduction based on age, length of service and number of uyears from regular retirement age (2.5%) Age 55 with 25 years (2.5%) Any age with 30 years (2.5%) Membership on or after January 1, 2011 Age 60 with at least 5 years of service credit (2.5%) Any age with 20 years of service credit (actuarially reduced) (2.5%) Election to participate must be made within the first sixty days of employment Vested after 5 years of service An irrevocable election to transfer to the Optional Retirement Plan may be made at any time prior to attainment of five years of creditable service in the TRSL. TRSL or ORP . . . How Do I Choose? - View this document for a comparison of benefit features. Please Note: Upon retirement, members of both the TRSL and the ORP will be paid for up to 300 hours of annual leave and up to 200 hours of sick leave from LSU. Payment normally occurs after receipt of final paycheck. Employees who retire under the TRSL may have a portion of their sick and/or annual leave converted to service credit according to the provision of the Plan. The ORP does not provide conversion of leave to retirement service credit. TRSL Related Forms Address Change Beneficiary Designation Enrollment Application Optional Retirement Plan Application/Change Form Refund Application (also see "Special Tax Notice Regarding TRSL Payments.") For additional information, go directly to the TRSL Web site at www.trsl.org.
Academic and Non-Classified Employees Eligibility Requirements Options Length of appointment exceeds two years and the appointment is greaterthan 50% of full-time Teachers' Retirement System of La. Optional Retirement Plan Length of appointment is less thantwo years or appointment is for 50%or less of full-time Optional Retirement Plan Social Security La. Deferred Compensation Plan See "Exceptions" below.Classified Employees Eligibility Requirements Options Appointment is regular (i.e., probational or permanent) and is for greater than50% of full-time La. State Employees' Ret. System Appointment is regular and is for 50%or less of full-time Social Security La. Deferred Compensation Plan Appointment is temporary (i.e., restrictedor job appointment) Social Security Appointment is regular and is greater than 50% of full-time, and employee isage 60 or older at time of employment or at least age 55 at time of employment with credit for at least 40 quarters inSocial Security La. State Employees' Ret. System Social Security See "Exceptions" below. Exceptions Employees on J-1 or F-1 visas, who are considered non-resident aliens for tax purposes, may not contribute to SS or retirement.Employees on F-1 visas are not eligible to participate in either TRSL or ORP. Any employee who is eligible to enroll in TRSL but has at least 5 years of creditable service in LASERS may elect to continue participation in LASERS. Any employee who is eligible to enroll in LASERS but has at least 5 years of creditable service in TRSL may elect to continue participation in TRSL.. Any employee who is eligible to participate in TRSL or LASERS but has at least 5 years of creditable service in the La. School Employees Ret. Sys. (LSERS) may elect to continue participation in LSERS (except for dual employment). Any employee who has at least 10 years of creditable service in either TRSL or LASERS, regardless of other factors (i.e., length/type of appt., percent effort, age), may elect to continue as a member of that system. Any employee who has ever participated in the ORP for Louisiana can never enroll in TRSL. New employees whose type of appointment requires that they participate in SS may not participate if they have 10 or more years of creditable service in any Louisiana state retirement system. They are required to participate in their current system. Employment of a Louisiana state retiree is governed by the "Return to Service" regulations of the system from which they retired.
An overview of the retirement plan generally available to regular classified employees.
