3/2/2016 4:54:38 AM
Unit 1 - Complete unit materials cover: renting versus owning, housing priorities, how to evaluate homes and house plans, how to determine housing price limits, how to choose your home-buying professional team, shopping resources, how to negotiate purchase price of home, your housing rights and what needs inspecting prior to purchasing a home.
12/7/2015 11:14:58 AM
How much money will you need to retire comfortably? The answer depends on your lifestyle expectations and goals. Other factors to consider include the age at which you plan to retire, your life expectancy, the amount and type of employer benefits (if any) and the amount and growth rate of your savings and investments.
9/9/2015 9:33:34 AM
Materials covered in this unit include: learning the difference between good debt and bad debt; calculating your net worth; developing a debt repayment and a saving-spending plan; and planning your emergency fund.
9/9/2015 9:33:04 AM
Materials covered in Saving and Investing for Life: Protecting Your Investment include understanding and selecting your financial team, their professional designations and how to avoid investment scams.
9/9/2015 9:32:25 AM
Materials covered in Saving and Investing for Life: Principles of Investing include selecting the best investment options and determining your personal investment risk-tolerance level.
9/9/2015 9:31:23 AM
Materials covered in Saving and Investing for Life: Investment Options include: learning to develop SMART financial goals, your options for saving for emergency funds, comparing college savings plans and learning to read a financial page.
11/30/2009 1:00:00 PM
Materials covered in the Saving and Investing for Life; Take Control of Your Credit unit include how to obtain, read and analyze your credit report and understanding your credit score. Also includes information regarding the Credit CARD Act of 2009.
7/30/2009 1:30:00 PM
Grocery shopping can be a real challenge, especially if you are on a limited budget. However, food is a flexible budget expense that can be reduced when money is tight. By planning ahead and managing your money wisely, you can still serve meals which are appetizing, easily prepared and nutritious.
7/28/2009 4:00:00 PM
Learn money-saving tips to help you stretch your dollars. Topics discussed include housing, heating and cooling, electricity, telephone, food, transportation, clothing, medical and recreation.
7/28/2009 3:30:00 PM
When you do not have enough money to cover your family's basic living expenses, you must make difficult financial decisions. Learn strategies to determine which bills to pay and how to work with creditors.
7/28/2009 2:30:00 PM
This four-page publication presents strategies to help individuals and families experiencing low or reduced incomes manage spending to maintain a quality lifestyle.
4/23/2009 3:30:00 PM
Unit 4. After the home purchase learn to maintain its value, properly secure and insure your home investment, avoid home repair rip-offs and prevent foreclosure. In addition, learn the life expectancy of your home appliances and home sytems and how to improve the health of your home.
4/23/2009 3:30:00 PM
Terms Home Buyers and Home Owners Need to Know and useful housing related Web sites.
4/23/2009 2:00:00 PM
Unit 3: Understand mortgage terms and loan programs, know the questions to ask before choosing a mortgage and how to shop wisely for one. Be prepared when applying for a mortgage loan and know what will be needed at closing. Also learn how to avoid subprime loans.
4/23/2009 9:30:00 AM
Complete Unit 2 materials cover: Organizing your family finances by setting goals, developing a cash flow worksheet and net worth statement, developing a budget and managing your credit. In addition, find helpful tips on homeowner tax planning, stretching your dollars and saving and preventing identiy theft.
12/11/2008 9:00:00 AM
Job interviews can be a challenge for most of us, and finding a job during a recession can be even more challenging than usual. Here are some tips on how to dress to make the best possible first impression when you do get a job interview.
11/18/2008 2:30:00 PM
Pet care costs: Cost-to-own is a relevant consideration for pet ownership. Even a free and healthy pet can cost more than $1,000 a year to maintain. Be sure you can afford the ownership costs for the projected life time of the animal you are considering for a pet.
10/6/2008 2:00:00 PM
There are lots of ways you can stretch your food dollar. You can save by packing your own lunch, eating out less, and by bringing snacks, coffee or soft drinks from home. There are ways to save on groceries too.
12/6/2007 10:30:00 PM
Online shopping in the United States rises approximately 30 percent each holiday season because it can save time, money and effort. But sizing up your finds on the Internet is a little different from checking out items at a mall or shop, says LSU AgCenter family economist Dr. Jeanette Tucker.
12/6/2007 10:30:00 PM
Sixty-six percent of shoppers are planning to purchase a gift card this year, with sales expected to top $55.5 billion. Gift cards are great for holiday giving – recipients love the option to pick out the exact item, color and size that they want, and givers enjoy their one-size-fits-all convenience and easy availability.
2/22/2006 11:30:00 AM
A number of tax benefits are available to volunteers. Donors and volunteers can deduct out-of-pocket expenses directly related to the services given to a charitable organization if they itemize deductions on their tax returns.
11/14/2005 2:30:00 PM
Individuals who lost work due to recent hurricanes may qualify for disaster unemployment assistance, according to LSU AgCenter family economist Dr. Jeanette Tucker.
6/9/2005 6:23:22 PM
Because money is one of the leading causes of divorce, marital success could well be determined by the financial rules and habits established early in the marriage. Newly married couples spend time answering a series of 28 questions – first, independently, then exchanging answers to compare and discuss.
3/15/2005 10:15:38 PM
(Distributed 7/11/03) Education is valuable throughout your life, and the achievements you make today can determine the salaries you earn over a lifetime.
3/15/2005 6:27:53 PM
(Distributed 7/11/03) Moving away from home for the first time is a pivotal moment in life. It is one of the rights of passage from youth to adulthood, according to LSU AgCenter family economics specialist Dr. Jeanette Tucker.
3/15/2005 6:24:11 PM
(Distributed 7/11/03) Financing a college education is often a partnership involving the student, family, school and lending agency. LSU AgCenter family economics professor Dr. Jeanette Tucker encourages college students to find out each partner’s responsibility.
2/15/2005 5:30:00 PM
Over-indebtedness can lead to stress, family problems, repossessed property, garnished wages, and even bankruptcies. However, options exist to help families manage financial challenges when bills pile up and families are unable to manage them.
2/15/2005 5:00:00 PM
Almost 70% of Americans live from paycheck to paycheck, courting disaster if their income is suddenly reduced or stopped. This article offers advice on how to increase savings.