Critical Illness insurance can help fill a financial gap if you or a family member experiences a severe, life-threatening illness, such as cancer, heart attack, or major organ transplant. Upon diagnosis of a covered illness, you can receive a lump-sum benefit.
about this benefit offering. Click on the "attachments" tab to view even more information.
Premiums are based on age-banded rates (see Premium Rate Sheet
) and are deducted post-tax.
Deductions are made the month prior to coverage effective date
Effective date is 1st of the month following a full month of employment.Covered Illness
*Cardinoma in situ (for a partial benefit)
*Coronary artery bypass (25%)
*Chronic renal failure
*Major organ failure
*Severe brain damageGuarantee Issue Limits
Employee: $10,000 or $20,000
Spouse: $5,000 or $10,000
If you purchase coverage for yourself, you may buy coverage for eligible dependents.Wellness Benefit
$100 per year
with Health Screening Tests: