Accident Insurance

Dolores Nehlig, , Kristen Manes  | 1/21/2016 6:02:41 PM


The group accident policy provides 24-hour, 365-day coverage against accidents at work, at home and while traveling anywhere in the world. The plan pays benefits in the event of accidental loss of hand, foot, eye or life. 

UnitedHealthCare's Customer Service: 1.888.299.2070
Policy #: 303972

Eligibility for Enrollment

Employees appointed for more than 120 days and 75% or greater of full-time are eligible for enrollment. Coverage is also available for family members as a percent of the employee's principal sum. Watch a VIDEO about this benefit. Click on the "attachment" tab to learn even more.     

Forms and Resources
Effective Date of Coverage
  • Though new employees have 30 days to either enroll for or waive coverage, employees can pick up or drop coverage at any time. Coverage is effective on the first day of the month following the date of employment.
  • For late applicants, coverage is effective on the first day of the month following the date of application.
  • To Enroll, Cancel or Change existing coverage, use this FORM.


Monthly Rates

Rates for Group Accident Insurance

Principal Sum

Employee Only

   Family Plan    

$27,500

$0.83

$1.24

$55,000

$1.65

$2.48

$82,500

$2.48

$3.71

$110,000

$3.30

$4.95

$165,000

$4.95

$7.43

$220,000

$6.60

$9.90

$275,000

$8.25

$12.38

$300,000

$9.00

$13.50

Under the family plan, the spouse is covered for 50% of the principal sum, or 40% if there are eligible children.  Each eligible child is insured for 15% of the principal sum, or 10% if the spouse is eligible for coverage.

The group accident policy is underwritten by UnitedHealthcare.

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