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Keeping a Safe Harbor: Maintaining & Protecting Your Home
Unit 4

Unit 4. After the home purchase learn to maintain its value, properly secure and insure your home investment, avoid home repair rip-offs and prevent foreclosure. In addition, learn the life expectancy of your home appliances and home sytems and how to improve the health of your home.

Sailing Through the Mortgage Process
Unit 3

Unit 3: Understand mortgage terms and loan programs, know the questions to ask before choosing a mortgage and how to shop wisely for one. Be prepared when applying for a mortgage loan and know what will be needed at closing. Also learn how to avoid subprime loans.

Staying on Course with Financial Management
Unit 2

Complete Unit 2 materials cover: Organizing your family finances by setting goals, developing a cash flow worksheet and net worth statement, developing a budget and managing your credit. In addition, find helpful tips on homeowner tax planning, stretching your dollars and saving and preventing identiy theft.

Navigating Your Way to A New Home - Unit 1
Unit 1 image

Unit 1 - Complete unit materials cover: renting versus owning, housing priorities, how to evaluate homes and house plans, how to determine housing price limits, how to choose your home-buying professional team, shopping resources, how to negotiate purchase price of home, your housing rights and what needs inspecting prior to purchasing a home.

Homebuyer Education Graduates Achieve Their Dream
View the story of one couple's path to achieving their "American Dream" of owning a home. Graduates of the "Charting Your Course to Homeownership" homebuyer education program relate their successful journey.
Homebuyer Education Program Graduate Succeeds
View the inspiring story of one family's journey from losing their home in Hurricane Rita to becoming the proud owners of a home of their own after completing the "Charting Your Course to Homeownership" homebuyer education program.
Take Control of Your Credit
SAIL Take Charge of Credit
Materials covered in the Saving and Investing for Life; Take Control of Your Credit unit include how to obtain, read and analyze your credit report and understanding your credit score. Also includes information regarding the Credit CARD Act of 2009.
Stretching Your Food Dollar
Managing in Tough Times
Grocery shopping can be a real challenge, especially if you are on a limited budget. However, food is a flexible budget expense that can be reduced when money is tight. By planning ahead and managing your money wisely, you can still serve meals which are appetizing, easily prepared and nutritious.
Getting the Most from What You Have
Managing in Tough Times
Learn money-saving tips to help you stretch your dollars. Topics discussed include housing, heating and cooling, electricity, telephone, food, transportation, clothing, medical and recreation.
Deciding Which Bills to Pay First
Managing in Tough Times
When you do not have enough money to cover your family's basic living expenses, you must make difficult financial decisions. Learn strategies to determine which bills to pay and how to work with creditors.
Live Well on a Shoestring Budget: Control Spending
Managing in Tough Times
This four-page publication presents strategies to help individuals and families experiencing low or reduced incomes manage spending to maintain a quality lifestyle.
Housing Terms and Web sites
Housing terms and Web sites
Terms Home Buyers and Home Owners Need to Know and useful housing related Web sites.
Be On Guard When Shopping For Holiday Gifts Online
Online shopping in the United States rises approximately 30 percent each holiday season because it can save time, money and effort. But sizing up your finds on the Internet is a little different from checking out items at a mall or shop, says LSU AgCenter family economist Dr. Jeanette Tucker.
Volunteers Can Claim Expenses On Tax Forms
A number of tax benefits are available to volunteers. Donors and volunteers can deduct out-of-pocket expenses directly related to the services given to a charitable organization if they itemize deductions on their tax returns.