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   Money & Business
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Louisiana Summary
Louisiana AgSummary
An accounting of the value of agriculture in Louisiana. Agents and specialists of the Louisiana Cooperative Extension Service, as well as other agencies - both private and public - compile this information. It focuses on the animal, forestry, fisheries, plant and wildlife commodities that comprise our vital agricultural industry. This industry continues to contribute significantly to the state's economy with the potential for increased impacts through value-added processing.
Unit 1 image
Navigating Your Way to A New Home - Unit 1
Unit 1 - Complete unit materials cover: renting versus owning, housing priorities, how to evaluate homes and house plans, how to determine housing price limits, how to choose your home-buying professional team, shopping resources, how to negotiate purchase price of home, your housing rights and what needs inspecting prior to purchasing a home.
Unit 2
Staying on Course with Financial Management
Complete Unit 2 materials cover: Organizing your family finances by setting goals, developing a cash flow worksheet and net worth statement, developing a budget and managing your credit. In addition, find helpful tips on homeowner tax planning, stretching your dollars and saving and preventing identiy theft.
Unit 3
Sailing Through the Mortgage Process
Unit 3: Understand mortgage terms and loan programs, know the questions to ask before choosing a mortgage and how to shop wisely for one. Be prepared when applying for a mortgage loan and know what will be needed at closing. Also learn how to avoid subprime loans.
Unit 4
Keeping a Safe Harbor: Maintaining & Protecting Your Home
Unit 4. After the home purchase learn to maintain its value, properly secure and insure your home investment, avoid home repair rip-offs and prevent foreclosure. In addition, learn the life expectancy of your home appliances and home sytems and how to improve the health of your home.
Biomass Energy
Biomass Energy Resources in Louisiana
A description of how biomass is being used for energy in Louisiana with an emphasis on the potential for expansion in the industry. (PDF format only)
Power Pay
The LSU AgCenter offers a computer debt-reduction analysis called "PowerPay" that will calculate the fastest way to repay your creditors while paying the least amount of interest.
2010 Commodity Budgets
2010 Projected Costs and Returns - Cotton, Soybeans, Grain Sorghum and Wheat, Louisiana
This report presents projected commodity production costs and returns for cotton, soybeans, grain sorghum and wheat produced in Louisiana for the 2010 crop year.
2006 beef and dairy production costs
2006 Projected Beef, Dairy and Forage Crop Production Costs
This report presents estimates of projected production costs for beef cattle production, dairy production and forage crop production for the 2006 crop year.
Disaster Recovery: Estimates of Economic Impact From Hurricanes Katrina and Rita on Louisiana Agriculture
Disaster Recovery: Estimates of Economic Impact From Hurricanes Katrina and Rita on Louisiana Agriculture
The dollar amounts, which are estimates of reduced revenue and increased costs, are broken down by storm and commodity. Total estimated costs are also provided.
Job Interviews and Clothes
Job interviews can be a challenge for most of us, and finding a job during a recession can be even more challenging than usual. Here are some tips on how to dress to make the best possible first impression when you do get a job interview.
Savings Strategies
Almost 70% of Americans live from paycheck to paycheck, courting disaster if their income is suddenly reduced or stopped. This article offers advice on how to increase savings.
Getting Out of Debt
Over-indebtedness can lead to stress, family problems, repossessed property, garnished wages, and even bankruptcies. However, options exist to help families manage financial challenges when bills pile up and families are unable to manage them.
Myths And Realities About FICO Scores Examined
Many consumers are under the impression that federal legislation allows them to learn their credit scores. This is one of the myths circulating among the public about obtaining credit histories, according to LSU AgCenter family economics professor Dr. Jeanette Tucker.
Christmas is Coming
Planning ahead can save you money and reduce holiday stress for everyone.
Children in the Middle Series
Children in the Middle Series: Separating Your Finances
Marriage is a financial partnership. Divorce means more than separating a family physically. It also means separating a family financially. Suggestions for preparing for financial separation, dividing property, dealing with debt and dividing assets and property are included. (PDF Format Only)
Children in the Middle Series
Children in the Middle Series: Separating Your Finances
Marriage is a financial partnership. Divorce means more than separating a family physically. It also means separating a family financially. Suggestions for preparing for financial separation, dividing property, dealing with debt and dividing assets and property are included. (PDF Format Only)
rental rates for ag land
Determining Cash Rental Rates for Agricultural Land
This publication explains three potential methods to determine cash rental rates for landowners and tenants, as well as items to be included in a land rental agreement. (PDF format only)
Talking to Your College Student About Money
You may have talked to your soon-to-be college student about drugs, but have you talked about the importance of avoiding debt?
Talking to Your Kids About Money
You can teach your children about money managment. Even if you don’t think of yourself as a good money manager, you can begin to teach your children and learn more yourself in the process. There is no better way to learn something than by having to teach it, especially to your children. You can start small and keep it easy.
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