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Navigating Your Way to A New Home - Unit 1
Unit 1 - Complete unit materials cover: renting versus owning, housing priorities, how to evaluate homes and house plans, how to determine housing price limits, how to choose your home-buying professional team, shopping resources, how to negotiate purchase price of home, your housing rights and what needs inspecting prior to purchasing a home.
Unit 2
Staying on Course with Financial Management
Complete Unit 2 materials cover: Organizing your family finances by setting goals, developing a cash flow worksheet and net worth statement, developing a budget and managing your credit. In addition, find helpful tips on homeowner tax planning, stretching your dollars and saving and preventing identiy theft.
Unit 3
Sailing Through the Mortgage Process
Unit 3: Understand mortgage terms and loan programs, know the questions to ask before choosing a mortgage and how to shop wisely for one. Be prepared when applying for a mortgage loan and know what will be needed at closing. Also learn how to avoid subprime loans.
Unit 4
Keeping a Safe Harbor: Maintaining & Protecting Your Home
Unit 4. After the home purchase learn to maintain its value, properly secure and insure your home investment, avoid home repair rip-offs and prevent foreclosure. In addition, learn the life expectancy of your home appliances and home sytems and how to improve the health of your home.
Biomass Energy
Biomass Energy Resources in Louisiana
A description of how biomass is being used for energy in Louisiana with an emphasis on the potential for expansion in the industry. (PDF format only)
Managing in Tough Times
Stretching Your Food Dollar
Grocery shopping can be a real challenge, especially if you are on a limited budget. However, food is a flexible budget expense that can be reduced when money is tight. By planning ahead and managing your money wisely, you can still serve meals which are appetizing, easily prepared and nutritious.
Managing in Tough Times
Deciding Which Bills to Pay First
When you do not have enough money to cover your family's basic living expenses, you must make difficult financial decisions. Learn strategies to determine which bills to pay and how to work with creditors.
Managing in Tough Times
Getting the Most from What You Have
Learn money-saving tips to help you stretch your dollars. Topics discussed include housing, heating and cooling, electricity, telephone, food, transportation, clothing, medical and recreation.
Managing in Tough Times
Live Well on a Shoestring Budget: Control Spending
This four-page publication presents strategies to help individuals and families experiencing low or reduced incomes manage spending to maintain a quality lifestyle.
2008 Crawfish Budgets
2008 Projected Crawfish Production Costs
This report presents estimates of projected costs of producing crawfish in Louisiana for the 2008 season.
2008 Beef, Dairy and Forage Budgets
2008 Projected Production Costs for Beef Cattle, Dairy Cattle and Forage
This report presents estimates of projected 2008 production costs associated with the production of beef cattle, dairy cattle and forage crops in Louisiana.
2006 beef and dairy production costs
2006 Projected Beef, Dairy and Forage Crop Production Costs
This report presents estimates of projected production costs for beef cattle production, dairy production and forage crop production for the 2006 crop year.
Disaster Recovery: Estimates of Economic Impact From Hurricanes Katrina and Rita on Louisiana Agriculture
Disaster Recovery: Estimates of Economic Impact From Hurricanes Katrina and Rita on Louisiana Agriculture
The dollar amounts, which are estimates of reduced revenue and increased costs, are broken down by storm and commodity. Total estimated costs are also provided.
Disaster Recovery: Estimates of Economic Impact From Hurricanes Katrina and Rita on Louisiana Agriculture
Disaster Recovery: Estimates of Economic Impact From Hurricanes Katrina and Rita on Louisiana Agriculture
The dollar amounts, which are estimates of reduced revenue and increased costs, are broken down by storm and commodity. Total estimated costs are also provided.
Be On Guard When Shopping For Holiday Gifts Online
Online shopping in the United States rises approximately 30 percent each holiday season because it can save time, money and effort. But sizing up your finds on the Internet is a little different from checking out items at a mall or shop, says LSU AgCenter family economist Dr. Jeanette Tucker.
2007 Aquaculture Budgets
2007 Projected Louisiana Crawfish and Catfish Production Costs
This report presents estimates of projected costs for crawfish and catfish production in Louisiana for 2007.
2007 Beef, Dairy and Forage Budgets
2007 Louisiana Projected Beef Cattle, Dairy and Forage Crop Production Costs
This report presents estimates of projected production costs for beef cattle, dairy and forage-crop production in Louisiana for 2007.
2010 Commodity Budgets
2010 Projected Costs and Returns - Cotton, Soybeans, Grain Sorghum and Wheat, Louisiana
This report presents projected commodity production costs and returns for cotton, soybeans, grain sorghum and wheat produced in Louisiana for the 2010 crop year.
2006 crawfish and catfish budgets
2006 Projected Crawfish and Catfish Production Costs for Louisiana
This report presents estimates of projected production costs for crawfish and catfish production in Louisiana for 2006.
Homebuyer Education Program Graduate Succeeds
View the inspiring story of one family's journey from losing their home in Hurricane Rita to becoming the proud owners of a home of their own after completing the "Charting Your Course to Homeownership" homebuyer education program.
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