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   Personal & Financial Recovery
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Disaster Recovery Managing on a Suddenly Reduced Income
Disaster Recovery: Managing on a Suddenly Reduced Income
Louisiana families impacted by disaster often experience a sudden reduction in income that can be financially and emotionally traumatic. Reduce this hardship by taking positive action.
Flood Insurance and Credit for Disaster Victims
Explanation of flood insurance for disaster victims. Includes tips and help on filing insurance claims.
Don't Overdo Strenuous Activity in Hot, Humid Weather
Precautions to take to avoid dehydration while cleaning up after a disaster.
Help Line Numbers
Here are some toll-free numbers set up to provide disaster assistance:
Stressed person
Experts Offer Tips For Managing Stress After Hurricane
You probably can’t avoid the stress coming in the wake of Hurricane Katrina, but there are ways you can try to manage its effects, according to LSU AgCenter family and child development specialist Dr. Becky White.
unemployed worker
Strategies for Coping with Job Loss
It is important to keep a variety of factors in mind as you attempt to cope with job loss. This document provides tips and strategies for coping.
Identity Theft: "When Bad Things Happen to Your Good Name"
The devastation following a natural disaster provides increased opportunities for identity thieves. Learn how to protect yourself.
Navigating Post-Disaster Mortgage Issues
What homeowners can do if they are having difficulty paying their mortgage following a disaster.
Purchase Vehicles Carefully After a Flood
Following hurricanes or flooding, consumers must be aware that an increased number of vehicles have been adversely affected by water damage.
Post-Hurricane Home Repairs
In the wake of a disaster, home rebuilding or repair is crucial for putting a family's life back in order. Selecting a competent contractor is important to the recovery process.
Back to School is not the end of Hurricane Season
Unfortunately, hurricane season does not end with the busy start of school each fall. There are LSU Ag Center on-line resources available to aid you in planning and preparing your family.
Avoid High-Cost Predatory Home Loan Traps
Some unscrupulous lenders are using misinformation and high-pressure tactics to prey on vulnerable homeowners. There is no clear-cut definition of a predatory loan, but LSU AgCenter family economics professor Dr. Jeanette Tucker says that it is the result of a lender misleading, tricking and sometimes coercing someone into taking out a home loan at excessive costs and without regard to the homeowner’s ability to repay.
Beware of Frauds and Scams
Disasters often bring an influx of con artists. Consider these tips to protect yourself and your money.
What you need to know about Unemployment Issues
After a disaster, you could find yourself without a job and needing a source of income. The Louisiana Department of Labor provides unemployment and disaster assistance programs to provide temporary financial assistance to workers who are unemployed due to a disaster.
Filing insurance claims
Steps to take to file an insurance claim following a disaster.
Good news about your homeowner's insurance policy
After a disaster, many poeple are surprised to find out what their homeowner's insurance policy does and does not cover. Important tips are offered.
Managing on a Suddenly Reduced Income
A sudden reduction in family income due to a disaster can be financially and emotionally traumatic. Hardships can be reduced by taking positive action.
Your Rights as a Tenant
If the structure in which you live is damaged by a disaster, your landlord has a legal obligation to make needed repairs so the premises are useable. A summary of post-disaster repair, rent, lease, and personal property information is provided.
Restoring Flood-Damaged Books and Papers
Tips to restore flood or water damaged books, documents and papers after a disaster.
Don't Let Disaster Compromise Credit
Tips to ensure your good credit is not harmed in the wake of a disaster.
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