• Heart Attack
• Stroke
• Organ Transplant
• End Stage Kidney (Renal) Failure
• Invasive Cancer
• In Situ Cancer
• Coronary Artery Bypass Surgery

Plan Overview

• A lump-sum benefit ranging from $5,000 to $50,000 is paid directly to the employee following the diagnosis of one of the covered illnesses.
• Employees who elect coverage within the first thirty days of employment are guaranteed up to $10,000 of coverage without medical underwriting.
• Benefit amounts above $10,000 require medical underwriting.
• A spouse is eligible for a minimum of $5,000 of coverage, up to one-half of the employee amount, or a maximum benefit of $25,000 with medical underwriting.
• Each eligible dependent child is covered at 10% of the employee amount at no additional charge.
• Rates cannot be increased due to change in health or an individual claim.
• Annual health screening benefits are included.
• Coverage is portable (take the coverage with you if you leave the LSU System).

Plan Rates

Rates are based on age at issue date and whether or not the applicant is a tobacco user. Click here for the informational brochure, which includes the monthly rates for the employee and/or spouse.


Forms

• Informational Brochure
• Claim Form